First-Time Homebuyer's Guide to Sumter, South Carolina
Everything first-time buyers need to know about purchasing a home in Sumter, from down payments to local programs.
First-Time Homebuyer's Guide to Sumter
Buying your first home in Sumter, South Carolina is an exciting milestone. This comprehensive guide will help you navigate the process with confidence.
Understanding the Sumter Housing Market
Sumter offers diverse neighborhoods with varying price points. Research different areas to find the best fit for your lifestyle and budget.
First-Time Buyer Programs in South Carolina
South Carolina offers several programs for first-time homebuyers:
Steps to Buy Your First Home
How Much Down Payment Do You Need?
Contrary to popular belief, you don't need 20% down. Many Sumter buyers put down 3-10% on their first home.
Closing Costs in Sumter
Budget for closing costs typically ranging from 2-5% of the purchase price. These include:
Common First-Time Buyer Mistakes
Avoid these pitfalls:
Finding the Right Mortgage Broker
Working with a knowledgeable mortgage broker in Sumter can save you thousands. Look for professionals with:
[Browse Sumter Mortgage Brokers](/south-carolina/sumter)