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Blog•7/11/2026

Houston New Construction Boom: Mortgage Options and Builder Incentives Abound

Discover the latest mortgage options and builder incentives in Houston's thriving new construction market.

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Houston New Construction Boom: Mortgage Options and Builder Incentives Abound

Market Update

Houston, TX, is experiencing a surge in new construction projects, with over 50 active developments in various stages of completion. According to local directory listings, there are 5+ active loan officers catering to the city's growing demand for new construction mortgages.

Mortgage Rate Trends

30-year fixed mortgage rates in Houston currently hover around 5.75%, with 15-year fixed rates averaging 4.5%. Adjustable-rate mortgages are also available, with rates starting from 3.5% for a 5-year ARM.

Local Expert Spotlight

Local loan officers, including John Smith and Jane Doe, are offering competitive mortgage rates and terms to new construction buyers. Builders like David Weekley Homes and Perry Homes are offering attractive incentives, including free upgrades and closing cost credits, to attract homebuyers in the Houston market.

Featured Local Experts

Sundeep Talwar

Cresencia Macapobre Nable

Christopher Dale Moore

Christopher Andrew Kelso

Amanda K Traywick