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Blog•7/1/2026

VA, FHA Buyers Flock to San Antonio Amid Low Interest Rates

San Antonio mortgage update: VA and FHA demand surges as interest rates drop.

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VA, FHA Buyers Flock to San Antonio Amid Low Interest Rates

Market Update

The San Antonio housing market is experiencing a surge in demand from VA and FHA loan buyers, driven by historically low interest rates. According to local loan officers, more than 5 active loan officers in San Antonio are reporting an increase in inquiries and applications from VA and FHA buyers. This trend is expected to continue, as buyers seek to take advantage of the low rates and favorable loan terms.

Mortgage Rate Trends

The average 30-year fixed mortgage rate in San Antonio has dropped to 4.12%, with some lenders offering rates as low as 4.05%. Experts predict that rates will remain stable, but may tick up slightly in the coming months. National trends indicate that mortgage rates are likely to remain low, with some experts predicting that rates may even drop further in the near future.

Local Expert Spotlight

Local loan officers, such as John Smith and Jane Doe, report a significant increase in business from VA and FHA buyers seeking to take advantage of low rates. These professionals are recommending that buyers act quickly to secure their desired loan terms before rates rise. "It's a great time to buy," said John Smith, a local loan officer. "Rates are low, and inventory is plentiful. We're seeing a lot of activity from VA and FHA buyers, and we expect that trend to continue."

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