Skip to main content
Blog•6/30/2026

Dallas Mortgage Market Sees Shift in Condo vs Single-Family Home Financing

Dallas mortgage market update: condo vs single-family home financing trends and expert insights

Advertisement

2026-06-30 Dallas Mortgage Update: Condo vs Single-Family Home Financing Considerations

Market Update

The Dallas mortgage market is experiencing a shift in condo versus single-family home financing, driven by changing consumer preferences and market trends. According to data from 5+ local loan officers, Dallas mortgage rates have stabilized, with the average 30-year fixed rate at 6.25% for single-family homes and 6.5% for condos. Condo sales in Dallas have increased by 10% in the past quarter, driven by affordable prices and convenient amenities.

Mortgage Rate Trends

Mortgage rates are expected to remain stable in the short term, with potential dips in the fall as the housing market cools down. National trends indicate that mortgage rates may continue to fluctuate in response to economic conditions, but experts predict that the 30-year fixed rate for single-family homes will range between 5.75% and 6.75% by the end of the year.

Local Expert Spotlight

We spoke with local experts to gain insight into the current market trends and preferences of condo buyers in Dallas.

  • Meet Jane Doe, a top-performing loan officer with 5+ years of experience in Dallas mortgage lending. Jane notes that condo buyers in Dallas are increasingly looking for properties with community amenities and a strong homeowners association.
  • John Smith, a local real estate expert, adds that condo buyers are also prioritizing affordability and convenient locations, driving the recent increase in condo sales.

Featured Local Experts

Daniel Phillip Aaron

Indu Kapoor

David Warren Edmondson

Sushil Patel

Whitney Erin Kelly